Credit Repair

Our professional credit repair service is giving our clients the opportunity to positively affect their life and the lives of those around them that they have always wished for. The most important aspect to remember about our company is that other credit repair companies send dispute letters and nothing more. That is something that the consumer can do for free! We highly recommend that the consumer never spend money with a company if all they do is send dispute letters (which is 99% of all other companies).

You see, the problem is that dispute letters have little effect unless they come from an attorney and if by chance they get lucky and get something removed, then about 80% of the time it will go back on your report within 2‐6 months.

In addition, credit repair companies will charge you a monthly fee. With that in mind, what motivation would they have to hurry up and get done cleaning their credit? We have a minimal ONE TIME fee that covers all legal fees associated with our service and is also backed by our $10,000 cash payout if we cannot delete EVERY negative item from your credit report. Our guarantee is on our contract and very straight forward...no fine print and no gimmicks. We paid out $40,000 our first year in business and have perfected our system since then to make sure we don’t pay out again!

Our owner, Patricia Gilroy has been working in the credit repair industry for over 12 years. Not only did she work for bureaus and credit repair law firms before starting out assisting clients on her own, she brought in other professionals like a retired judge, paralegals and a high‐level executive with Equifax for just over eighteen years and had access to all the unpublished guidelines and regulations that exist for Equifax, Transunion and Experian that they are required to follow in order to do their credit reporting. He resigned 4 years ago and started this company with a similar platform and technology that the bureaus use to report your bad credit.

Here is the secret...we use these unpublished guidelines and regulations, in conjunction with auditing the credit bureaus and creditors. We also use strict verification by‐laws where some parts of the letters to bureaus have to be handwritten, some parts of the letters have to be typed, but more importantly, some of those letters have to be sent to addresses that are not even published. By exposing violations we are able to remove all negative and derogatory items permanently! Your file is handled by attorneys and paralegals ONLY...most credit repair companies have hourly employees working on your files.

The only thing we cannot legally remove is an active chapter 13 bankruptcy. With that being said, we will remove all bankruptcies, foreclosures, repossessions, garnishments, tax liens, judgments, student loan defaults, child support, collections, charge offs, medical collections and late payments. So you can feel comfortable referring friends, family, and anyone else in need of this service and know that they are in good hands, and will soon be relieved of past mistakes haunting them on their credit report.

• DISCHARGED BANKRUPTCIES
  (EXCEPT CHAPTER 13)
• REPOSSESSIONS
• FORECLOSURE
• SHORT SALE
• MORTGAGE LATE PAYMENTS
• CREDIT CARD CHARGE OFFS
• TAX LIENS (STATE AND FEDERAL)
• MEDICAL COLLECTIONS
• CHILD SUPPORT
• JUDGMENTS
• COLLECTIONS
• GARNISHMENTS

If you want actual proof of what we have done, click on this link and download our pdf document filled with samples of our proof.